When a student is awarded financial aid, the University of Maryland Eastern Shore Office of Student Financial Aid (UMES OSFA) will email the student instructing them to view their award notification on
MyUMES. When in MyUMES, click on Financial Aid & Billing (at the top) then Award Notification.
Be sure the correct session is selected, i.e., Fall 2019, Fall 2020.
If a student has not been notified of their award within three weeks of submitting their Free Application for Federal Student Aid (FAFSA), contact the Office of Student Financial Aid. Award notifications for the 2018-2019 academic year are available now. Award notifications
for the 2019-2020 academic year will be available beginning January 2019.
The award notification lists the maximum eligibility for each of the funds offered based on the student's application information.
Financial aid awards are subject to change based on federal and state regulations, institutional policy, program funding, financial need, student enrollment, and/or the student receiving assistance from other sources.
If you are receiving other financial aid not
listed on your award notification, when viewing your award
notification in MyUMES, click on the Report Additional Aid button. Federal financial aid regulations require that all financial aid and educational resources (i.e., awards, prizes) must fit within your financial
need and/or cost of attendance. If the UMES OSFA becomes aware of additional financial aid or other educational resources, the financial aid that was
awarded by UMES OSFA may be reduced or cancelled.
Estimated Costs
View our cost of attendance web page for information on how the estimated cost is determined.
Grants & Scholarships
The award amounts listed on the award notification are the maximum amounts that can be awarded and are actual amounts unless the award is listed as unofficial or estimated. The award is based on a student's financial
need, direct cost, and the specific eligibility requirements for the different financial aid programs.
- It is important that you review the eligibility requirements for scholarships and/or grants you have been
awarded.
- For students receiving scholarships and/or grants from the University of Maryland Eastern Shore, need to be aware that there are grade point average and continuous full-time enrollment requirements, the Office of Student Financial Aid will review
that information at the beginning of every semester before authorization of disbursement of funds.
- In the event there are reductions in state funding for the University of Maryland Eastern Shore, support for institutional scholarships and grants may be impacted. If that happens, academic awards may be reduced within the academic year.
Net Cost
Your net cost is the estimated cost of attendance minus any grants and scholarships awarded. This
does not indicate the amount you will be billed by the University Bursar
(Student Accounts) Office. For an explanation of what items will appear on a student's term bill, refer to the costs Billed by the
University Billing Office section on the Understanding Your
Cost of Attendance web page.
Loan Options
The loan amount listed on the award notification is the maximum amount a student is eligible to borrow. It is based on the student's financial need and the specific eligibility requirements for the loan program. Our types of loans web
page provides information on eligibility requirements, fees, interest rates, and repayment for the various loans.
We encourage students to carefully review their expenses and resources and to borrow only what they need. Decline or reduce a loan on the Student Loan
Confirmation page in MyUMES. The cost of attendance includes personal and transportation expenses. Actual expenses may be lower than the estimated amounts provided on the award notification and; therefore, students may not need to borrow the
full amount awarded. For an explanation of the components that are included in the estimated cost of attendance, but will not appear on a student's term bill, refer to the Not Billed by the University Billing Office section of the
Understanding Your Cost of Attendance web page.
Check Loan Status on MyUMES to see if additional steps need to be taken to receive the loan funds.
Additional Information
Students can view and print their award
notification from MyUMES. Make sure to select the correct session (i.e. Fall 2019, Fall 2020) when viewing each page).
Financial Need
Expected Family Contribution
Eligibility Requirements
Maryland Residency
Status for Tuition Purposes (Admissions Office website)
Submitting
Scholarship Checks (University Bursar/Student Accounts Office website)
Receiving Your Financial Aid Funds
Payments (University Bursar/Student Accounts Office website)