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Rights and Responsibilities

  • Rights

    You have the following rights:

    • You have the right to be notified when money is credited to your account.
    • You have the right to privacy.
    • You have the right to know what financial aid programs are available at UMES.
    • You have the right to a complete explanation of the award process.
    • You have the right to know the Financial Aid Office's Satisfactory Academic Progress Policy.
    • You have the right to know the UMES Refund Policy.
    • You have the right to cancel a student loan within 10 days from the time the funds were posted to your account.


    You are responsible for the following:

    • Reading and understanding all forms and agreements that you sign.
    • Following all directions carefully.
    • Submitting honest and accurate information regarding your financial circumstances.
    • Submitting required documentation in a timely fashion.
    • Signing a promissory and a statement of rights and responsibilities.
    • Informing the Financial Aid Office of additional sources of financial aid received.
    • Resubmitting your FAFSA or renewal application for aid each year.
    • A First Time UMES Student Loan borrower must attend an entrance counseling session.
    • A graduating or exiting student loan borrower must attend an exit counseling session.